Pet Insurance - FAQ

posted: by: gva Tags: "Clinic Specials" "News" 

Pet Insurance – FAQ

Many of you have asked about pet insurance. Here are some commonly asked questions and answers:

What does Pet Insurance do? Pet insurance helps helps to lessen the financial blow of unexpected illnesses or accidents.

Well, how does Pet Insurance work? Is there a provider network? No, there are no provider networks. Pet owners are free to seek veterinary care from any licensed veterinarian in the United States. Pet insurance has premiums, and, typically, deductibles, co-pays, and maximum payouts.

How does it pay my vet bill?  With pet insurance, you pay the veterinary bill directly to the veterinarian and then you file a claim with your pet insurance company for reimbursement. Pet insurance is designed to insure against unexpected, and costly, accidents and illnesses. Think of it as helping to lessen the financial blow when your pet experiences a sudden accident or illness.

What about routine or wellness care?  Some pet insurance companies offer wellness coverage as well, but those plan tend to cost more than traditional pet insurance.

What should I look for when comparing plans? There are so many choices! You should look for coverage for hereditary and congenital diseases, coverage for breed and species specific conditions, coverage for cancer, and continual coverage of chronic diseases.  We understand that there are many pet insurance companies offering pet insurance, and each may offer different plans, making it difficult to choose a plan that is good for you and your pet. We recommend that you do a bit a research before purchasing. Pet Insurance University is an excellent place to start.